No Medical Life Insurance

It’s important to know that no medical life insurance isn’t just for people in poor health. In fact, if you’re in good health, you can also benefit because choosing this type of life insurance can provide you with conveniences that traditional life insurance may not.

The no medical life insurance application process is simple, it involves answering some health/medical questions. There are no medical exams or tests required. This means there’s no hassle of seeing a practitioner and you can avoid the discomfort of needles (no drawing of fluids). The overall process is much faster, and you can be issued your policy by a life insurance provider within a couple of days.


Who can Benefit from No Medical Life Insurance?

Many can benefit from no medical life insurance, regardless of having health issues or being healthy. There are many advantages for people to purchase this type of life insurance:

  • Individuals who have health challenges and would not qualify for fully underwritten traditional life insurance plans. You may be surprised to know that people with heart disease, cancer, diabetes, and multiple sclerosis can also be covered
  • Individuals who are afraid of needles (no drawing of fluids)
  • Individuals who do not have enough time to accommodate a medical exam or want fast affordable coverage with little hassle
  • Those who want an easy and convenient way to purchase life insurance
  • If you have been previously declined, rated, or postponed for insurance

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