*General Insurance Products offered Under RIBO License / KMI Brokers Inc.
Auto insurance is a regulated government requirement and while everyone needs it, every individual may have different needs. We can help you set up policy at the best premium with the right coverages to protect you and your loved ones so that you can get back on the road.
Purchasing a home is a significant financial milestone, and having to find the right protection for this asset can leave homeowners overwhelmed. We will guide you through the process of purchasing the right coverages for one of your most coveted assets and alleviate some of the stress of home-buying.
Are you renting a home, basement, condo, or apartment? Regardless, we can help you find an affordable plan to cover your belongings and yourself against liability accidents.
Did you know that your condominium policy may not cover your personal property or liability situations that may arise? Don’t worry – we can help you purchase Condo Unit Owner's insurance that can protect you against any shortfalls in your condo policy!
Short-term rental? Standard rental? Many Canadians are using investment properties to supplement their income – we can help you protect your properties so you can focus on growing your portfolio. We have experience in insuring even hard to insure properties (old properties, aluminum wiring, multiple claims, cancelled for non-pay etc.) and providing clients adequate coverage at an affordable price!
You are careful about choosing the right tenants, just like we are careful about finding the most comprehensive plan to protect your investment property. With the right student rental coverage, you are protected against liability accidents, water damage, rental income loss, your contents, and more.
Whether it is long haul trucking or local delivery; whether you have single commercial vehicle or an entire fleet, we can help you set up a policy with optimum protection for liability, cargo, physical damage to your autos and more.
You work hard to build up your business, don’t let one mishap cost you the years of effort you have put in. With the proper liability coverage in place, rest assured that your business is protected in the event of a third-party claim resulting from your product, operations, or premises. We can help you find a personalized liability policy so you can focus on growing your business.
Your property is the engine of your business. We can help you protect it from all covered perils like fire, theft, vandalism, water damage to business interruption and more. With our knowledge and expertise, we would help you customize your business policy so your assets are protected. Big or small, we can help you secure them all !
Are you in the business of professional services? It is important to consider the financial impact of inaccurate advice, typographical errors, incorrect appraisals, contract breaches and more. E&O coverage can protect you against such mistakes and keep your business moving. We can help you find the right coverage for your services.
Are you building your dream home? Or, are you a contractor beginning a construction project for one of your clients? Builder’s Risk also known as Course of Construction Insurance will cover the materials, fixtures, and soft costs during construction. We will assess your project to help you find the coverage that matches your needs.
Owning a restaurant is tough. From serving top-notch food to the clean up afterwards, you – as an owner – already have a lot on your plate. Dealing with other important risks like fire, theft, food liability only adds to your stress. We can help you find the right coverage for even the busiest of bars or fanciest of restaurants.